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Licensed & serving Puerto RicoMedicare plans & insurance help
in Puerto Rico.
iCoach Solutions is a licensed insurance agency serving Puerto Rico — Medicare, health, life, dental, vision & Veterans benefits. We compare plans across many carriers, decode the fine print, and find coverage that fits — in English & Español, with no pressure and no cost to you.
Insurance help for Puerto Rico families
Across Puerto Rico, we help residents make confident insurance decisions — whether you're turning 65, shopping the ACA Marketplace, protecting your family with life insurance, or sorting out Veterans benefits. As a general agency, we bring licensed agents and many carriers to the table so you get real choices.
Because we're independent, we don't work for one insurance company — we work for you. That means honest comparisons across carriers, and an agent who actually picks up the phone. No jargon, no pressure, and no cost for our guidance. Medicare works differently in Puerto Rico: most beneficiaries choose Medicare Advantage (often called Medicare Platino/Advantage plans), and Medigap generally isn't sold on the island. We help you compare the Advantage options available to you — in Spanish or English — at no cost.
Every fall, Medicare Advantage and Part D members in Puerto Rico get a letter about next year’s plan. Here is what to check in your Annual Notice of Change before October 15, and what to do if your Medicare Advantage plan is ending.
Why choose iCoach in Puerto Rico?
You get a real person in your corner — plus honest comparisons across carriers, Medicare and ACA Marketplace know-how, and year-round support for claims and renewals. For free unbiased counseling, Puerto Rico also offers the Puerto Rico SHIP (its SHIP program).
— Raymond Arce, iCoach SolutionsCoverage we help Puerto Rico families with
One agency for all of it — so you're not juggling five companies. Here's what Puerto Rico residents come to us for most.
Turning 65 or already enrolled? We match Advantage, Supplement (Medigap), and Part D plans to your doctors, medications, and budget.
Advantage · Medigap · Part DIndividual and family plans and ACA Marketplace coverage — with subsidy planning that finds savings most Puerto Rico families miss.
Individual · Family · ACATerm, whole, and final-expense life insurance to protect the people who count on you — matched to your family and budget.
Term · Whole · Final expenseVeterans benefits guidance, plus dental, vision, telehealth, and travel coverage to round out your family's protection.
Veterans · Dental · VisioniCoach agents licensed in Puerto Rico
Real, licensed people — not a call center. Meet the agent who serves Puerto Rico, or see the whole team.
Why Puerto Rico families choose iCoach
Local expertise, independent advice, and a partner who stays with you long after enrollment.
One local agent for Medicare, health, life & more
Independent — we compare carriers, never push just one
Free, no-pressure guidance in English & Español
Year-round support for claims, changes & renewals
30 years in the financial & healthcare industries
Licensed in Washington & multiple states
How we find your fit.
Our licensed experts can help you find the perfect health insurance plan for your needs and budget — here's exactly how it works.
Tell us about you
Your health situation, your doctors, your medications, your budget. A free, no-pressure conversation — by phone or video, in English or Español.
We compare the market
We screen plans across carriers — Medicare, health, life, and more — and check for subsidies and savings most Puerto Rico families miss.
You choose with confidence
We walk you through the trade-offs in plain English and help you enroll. Then we stay with you year-round — for claims, changes, and annual reviews.
Licensed where you need us
iCoach Solutions is a general agency with licensed agents across 23 states — including Puerto Rico. As national producers, if you need coverage somewhere we're not yet licensed, we get licensed there.
Puerto Rico insurance, answered.
Does iCoach Solutions serve Puerto Rico?
Yes. iCoach Solutions is a licensed insurance agency serving Puerto Rico, with licensed agents authorized in the state. As a general agency (Advocate Health is our FMO), we help Puerto Rico residents compare Medicare, health, and life insurance across many carriers — by phone, video, or in person, in English and Español, at no cost to you.
What can a Puerto Rico insurance agent help me with?
We help Puerto Rico residents with Medicare (Advantage, Supplement/Medigap, and Part D), individual and family health insurance, life insurance, dental, vision, telehealth, and Veterans benefits — comparing options across multiple carriers at no cost to you.
Is there a cost to work with iCoach in Puerto Rico?
No. Our guidance is 100% free with no obligation. We're compensated by the insurance carriers, not by you, so there's never a fee for comparing plans or enrolling.
When can I enroll in Medicare or a health plan in Puerto Rico?
Medicare has set windows — your Initial Enrollment Period around age 65, the Annual Enrollment Period (Oct 15–Dec 7), and certain Special Enrollment Periods. For free unbiased counseling in Puerto Rico, the Puerto Rico SHIP (the state SHIP) can help too. We'll tell you exactly which window applies to you — call (253) 453-5885 or book online.
How do I get health coverage in Puerto Rico if I'm under 65?
Puerto Rico does not participate in the HealthCare.gov Marketplace, so coverage works differently than in the states — most residents get coverage through an employer, the government Vital plan, or private insurers. For Medicare, most beneficiaries choose a Medicare Advantage (Platino) plan. We'll walk you through the options that actually apply on the island — in Spanish or English, at no cost.
Where can I get free Medicare counseling in Puerto Rico?
Two great free resources: an independent agency like iCoach Solutions (we compare carriers at no cost), and the Puerto Rico SHIP — Puerto Rico's State Health Insurance Assistance Program (SHIP), which offers free, unbiased Medicare counseling.
Insurance help,
right here in Puerto Rico.
Talk to a licensed, independent agent serving Puerto Rico. Free consultation in English or Español, zero pressure — just clear answers. Call (253) 453-5885.