Five stars on Reviews
Free guide & workbook

Retirement Decoded

The five decisions that determine whether your money lasts as long as you do — in plain English, from a licensed insurance professional.

Within 10 years of retirement, or already there? We'll also invite you to a complimentary 1:1 Retirement Income Review to walk through your specific numbers.
  • 23-page illustrated guide, downloaded instantly
  • Fillable workbook with five calculators and checklists
  • A one-page written plan by the time you finish
  • Invitation to a 1:1 Retirement Income Review

Send me Retirement Decoded

Guide and workbook, delivered instantly.

Free. Educational. No pressure — ever.

What's included

Three pieces, one afternoon

The guide explains the thinking. The workbook runs your actual numbers. The Review makes it personal.

Guide · PDF

Retirement Decoded

23 pages, illustrated with charts covering income gaps, claiming ages, healthcare costs, and the three risks that outrank fund selection.

Workbook · Excel

The fillable workbook

Five tabs: income gap calculator, healthcare planner, Social Security timing comparison, a 15-question readiness score, and a document checklist.

Review · 1:1

The Income Review

A complimentary one-on-one call to walk through your specific numbers — for anyone within 10 years of retirement, or already there.

The roadmap

Five stops, in order

Retirement planning gets sold as complicated. It isn't. It's five decisions, each built on the number before it.

1

Know your income gap

What your lifestyle actually costs each month, minus your guaranteed income. It's the one number every other decision depends on.

2

Time your Social Security

Claiming age can change lifetime benefits substantially. Understand the trade-offs before you file — you rarely get a second chance.

3

Plan for healthcare costs

Medicare isn't free and it isn't automatic. What to budget, when to enroll, and the penalty windows nobody warns you about.

4

Protect against the big risks

Longevity, sequence of returns, and long-term care quietly drain more retirements than any other factor.

Put it in writing

A one-page income plan you can actually follow — and revisit each year as the rules and your life change.

How this works

Step one

Download the guide

Guide and workbook download instantly, the moment you submit — no waiting on an inbox.

Step two

Get your Review invitation

If you're within 10 years of retirement, we'll invite you to a complimentary 1:1 call to review your specific numbers.

Step three

Leave with a plan either way

You'll get two to five concrete action steps whether or not you ever work with us. That's the deal.

Built on three decades of operations experience

iCoach Solutions is an independent insurance practice serving families in Tacoma, Pierce County, and nationwide — with a dedicated focus on veterans' resources and bilingual service.

30 yrsOperations and advisory experience
Multi-stateLicensed insurance producer
AHIPCertified for current plan year
EN / ESService in English and Spanish

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Your retirement deserves a plan, not a guess.

The guide is free, the workbook is free, and the Review is free. The only thing it costs you is thirty seconds right now.

Get the Free Guide